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Head to head · August 2026

Topstep vs Phidias Propfirm

Our call: Topstep (8.0 vs 7.0). The best counterparty in the industry: 13 years, zero denial pattern — but the row-by-row below shows where Phidias Propfirm still wins.

Score8.0 / 107.0 / 10
Eval cost150K Combine $199/mo list, ~$129 first month with champions35; 50K ~$32 first monthFundamental 150K ~$173 one-time (80% off $863 list); E2L 150K ~$225 one-time
Activation$149 one-time (Standard path); $0 on No-Activation-Fee path$0 on one-time-payment accounts; ~$83-$169 lifetime on monthly eval accounts
DrawdownEODmixed
Consistency50% best-day cap in eval; funded: none on Standard path, 40% on Consistency pathNone in eval; funded CASH stage: no single day may exceed 30% of accumulated profit
Profit split90/10 from dollar one (post-Jan-2026 accounts)80/20 (E2L/Fundamental); Premium scales 75% → 100% from 5th payout
PayoutsWeekly-capable; Standard path needs 5 winning days of $150+ per cycle; per-payout caps $2,000-$6,000 by size/path (cut April 2026); min $125; MLL resets to $0 after every payout.Fundamental every 10 trading days, Premium every 5; min $500; CASH per-cycle caps ~$2,000-$2,750; E2L converts to live at Dorman after first payout — live has daily payouts, no max.
PlatformsTopstepX (in-house only), Quantower via TopstepX credentialsRithmic, Tradovate, NinjaTrader, TradingView, DeepCharts
Discount norm30-50% first-month promos near-constant (champions35 = 35%)One promo at a time: currently — 80% off one-time accounts, 50-60% off monthly
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Topstep in one paragraph

Worst deal in Tier 1 (35% max discount, $5-6K payout caps) but the most trustworthy payout record in futures prop: 13 years, weekly payouts, no credible non-payment scandal. Keep exactly one as the 'this check always clears' anchor; don't scale here — post-April-2026 payout caps and the MLL-resets-to-$0-after-payout rule make it engineered churn for big withdrawals.

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Phidias Propfirm in one paragraph

Best rules of the 16 — no intraday trailing drawdown anywhere, no daily loss limits, news trading allowed, ~$173 one-time for a 150K under the 80% promo, and E2L converts to a real Dorman live account after one payout, the fastest live path anywhere. Held back by thin, polarized reviews (3.4-3.9 stars, ~25% one-star) and Gibraltar domicile. Size a starter position and verify the first payout personally.

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