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Head to head · September 2026

Topstep vs Phidias Propfirm

Our call: Topstep (8.0 vs 7.0). The best counterparty in the industry: over a decade, zero denial pattern — but the row-by-row below shows where Phidias Propfirm still wins.

Score8.0 / 107.0 / 10
Eval cost (50K)$85/mo$116
Activation fee$0$0
DrawdownEODEOD + static
Consistency55% eval, none fundednone eval, 30% funded
Profit split90/10 from dollar one (post-Jan-2026 accounts)80/20 (E2L/Fundamental); Premium scales 75% → 100% from 5th payout
First payout5 days0 to 10 days
PlatformsTopstepX (in-house only), Quantower via TopstepX credentialsRithmic, Tradovate, NinjaTrader, TradingView, DeepCharts
Discountup to 13% offup to 80% off
Get startedVisit Topstep Visit Phidias Propfirm

Topstep in one paragraph

Worst deal in Tier 1 (no public discount code, $5-6K payout caps on a 150K) but the most trustworthy payout record in futures prop: more than a decade, no credible non-payment scandal. Keep exactly one as the 'this check always clears' anchor. Two things to price in: the MLL resets to $0 permanently after every payout, so you are one bad day from losing the account; and the caps only double (to as much as $12,000) if you opt into the Daily Loss Limit add-on at purchase — without it, scaling withdrawals here is slow.

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Phidias Propfirm in one paragraph

Best rules of the 16 — no intraday trailing drawdown anywhere, no daily loss limits, news trading allowed, ~$173 one-time for a 150K under the 80% promo, and E2L converts to a real Dorman live account after one payout, the fastest live path anywhere. Held back by thin, polarized reviews (3.4-3.9 stars, ~25% one-star) and Gibraltar domicile. Size a starter position and verify the first payout personally.

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