Head to head · October 2026
MyFundedFutures vs Topstep
Our call: MyFundedFutures (9.0 vs 8.0). Best-in-class payout mechanics: daily payouts, instant auto-approval, 90/10 from dollar one — but the row-by-row below shows where Topstep still wins.
Topstep8.0 | ||
|---|---|---|
| Score | 9.0 / 10 | 8.0 / 10 |
| Eval cost (50K) | $91.8 | $85/mo |
| Activation fee | $0 | $0 |
| Drawdown | EOD + intraday (changes on pass) | EOD |
| Consistency | 30 to 50% eval, 50% funded | 55% eval, none funded |
| Profit split | 90/10 (Rapid and Rapid EOD); 80/20 (Builder and Pro) | 90/10 from dollar one (post-Jan-2026 accounts) |
| First payout | 1 to 14 days | 5 days |
| Platforms | Tradovate, NinjaTrader, TradingView, Quantower | TopstepX (in-house only), Quantower via TopstepX credentials |
| Discount | 40% off | up to 13% off |
| Get started | Visit MyFundedFutures | Visit Topstep |
MyFundedFutures in one paragraph
The strongest payout mechanics in the industry: daily payouts with instant auto-approval, 90/10 from the start, $0 activation and data fees, backed by the best review profile in futures prop (4.9 stars across ~20,800 reviews). As of 2026-08-26 every plan is a ONE-TIME purchase with no monthly renewal, and list prices rose to match. The old trap is still optional: Rapid's funded account switches from EOD to intraday trailing drawdown, while the Rapid EOD plan keeps EOD drawdown in funded at 90/10 with daily payouts. Verify at checkout that you are buying the EOD variant and not standard Rapid.
Full review →Topstep in one paragraph
Worst deal in Tier 1 (no public discount code, $5-6K payout caps on a 150K) but the most trustworthy payout record in futures prop: more than a decade, no credible non-payment scandal. Keep exactly one as the 'this check always clears' anchor. Two things to price in: the MLL resets to $0 permanently after every payout, so you are one bad day from losing the account; and the caps only double (to as much as $12,000) if you opt into the Daily Loss Limit add-on at purchase — without it, scaling withdrawals here is slow.
Full review →More MyFundedFutures comparisons
More Topstep comparisons
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