Head to head · August 2026
Take Profit Trader vs Topstep
Our call: Take Profit Trader (9.0 vs 8.0). Day-one uncapped withdrawals and a genuine live 90/10 tier (PRO+) — but the row-by-row below shows where Topstep still wins.
Topstep8.0 | ||
|---|---|---|
| Score | 9.0 / 10 | 8.0 / 10 |
| Eval cost | 150K $360/mo list, $216/mo with (40% off for life); 50K $102/mo discounted | 150K Combine $199/mo list, ~$129 first month with champions35; 50K ~$32 first month |
| Activation | $130 one-time — waived with | $149 one-time (Standard path); $0 on No-Activation-Fee path |
| Drawdown | mixed | EOD |
| Consistency | 50% in eval (no single day >50% of net profit); none stated when funded | 50% best-day cap in eval; funded: none on Standard path, 40% on Consistency path |
| Profit split | 80/20 (PRO sim) → 90/10 (PRO+ live) | 90/10 from dollar one (post-Jan-2026 accounts) |
| Payouts | Withdrawals from day one of PRO, daily/unlimited requests, ~12h processing, no max cap; free over $250. Full 80% split above a buffer equal to max drawdown; PRO+ live is 90/10 with no buffer. | Weekly-capable; Standard path needs 5 winning days of $150+ per cycle; per-payout caps $2,000-$6,000 by size/path (cut April 2026); min $125; MLL resets to $0 after every payout. |
| Platforms | NinjaTrader, Tradovate, TradingView, Sierra Chart, Quantower | TopstepX (in-house only), Quantower via TopstepX credentials |
| Discount norm | 40% is the permanent ceiling — applies for life and waives activation | 30-50% first-month promos near-constant (champions35 = 35%) |
| Get started | Visit Take Profit Trader | Visit Topstep |
Take Profit Trader in one paragraph
Still top-3: day-one uncapped withdrawals, no daily loss limit, EOD drawdown in the eval, and a real live-capital path at 90/10 via PRO+. making the 40% discount lifetime and waiving the $130 activation is quietly the best recurring deal of the 16. Watch the trap: PRO (sim-funded) switches to intraday trailing drawdown, the most common reason passers fail in week one.
Full review →Topstep in one paragraph
Worst deal in Tier 1 (35% max discount, $5-6K payout caps) but the most trustworthy payout record in futures prop: 13 years, weekly payouts, no credible non-payment scandal. Keep exactly one as the 'this check always clears' anchor; don't scale here — post-April-2026 payout caps and the MLL-resets-to-$0-after-payout rule make it engineered churn for big withdrawals.
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