Rank #6 of 16 · reviewed September 2026
TradeDay review
Real live-capital path, day-one uncapped payouts, rare founder honesty on pass rates
The verdict
This TradeDay review is based on the firm's current rulebook, payout policy and reputation record as of September 2026 — scored the same way we score all 16 firms we track.
A credible payout-reliability anchor: true day-one payouts on Quick Pay with $250 minimum and no cap, $0 activation, no daily loss limit, a documented transition to live capital, and a founder who publishes pass rates (36% Jan-Jun 2026). Three tolls to know: Quick Pay pays 50/50 any time current profit sits below $4,000 — it recurs, it isn't a one-off on the first $4K; Quick Pay funded accounts run intraday trailing even if you paid for the EOD eval; and Fast Pass accounts opened since 2026-07-26 carry a 45% consistency rule into the funded stage. Sim profit above $10,000 is forfeited at live review.
Trustpilot 4.6/5 (~1,400 reviews, 85% five-star); 6-year track record, $10M+ verified paid out, no payout-denial pattern; 1-star complaints center on suspensions and platform stability
What's good
- True day-one payouts on Quick Pay, $250 min, no cap
- $0 activation, no daily loss limit on any plan, no funded consistency rule on Quick Pay
- Real documented path to live capital
- Founder publishes pass rates — rare honesty
- 6-year track record with real payout-speed receipts
What's not
- Quick Pay funded accounts run intraday trailing — even after an EOD eval
- 50/50 split whenever current profit is under $4K — the toll recurs, it isn't one-off
- Fast Pass carries a 45% consistency rule into the funded stage (accounts opened since 2026-07-26)
- Sim profit above $10,000 is forfeited when the account pauses for live review
- Tops out at $150K and one broker only, so scaling is capped even with 10 accounts
- Day-trading only: forced flat before close and Tier-1 news
Who TradeDay is for
- Payout-first traders — fast first payouts and a clean record of actually paying.
- Trust-first traders who'd rather pay a bit more for the industry's longest track record.
- Intraday traders taking a handful of setups a day and going flat by the close.
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Every TradeDay plan and size, side by side
Pulled from TradeDay's official pricing and rules pages, re-verified 2026-09-09. Drawdown column shows eval → funded when the type changes after passing (⚠ = it does).
| Plan | Size | Price | Reset | Target | Min days | Drawdown | Consistency (eval) | PA fee | Buffer | Min days to payout | Min withdrawal | Consistency (funded) | Payouts |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Fast Pass | 25K | $59/mo | $59 | $1,500 | 3 | EOD | 45% | $0 | $0 | 5 | $250 | 45% | every 5 profitable days of $100 or more since the prior payout, days need not be consecutive; balance must be above the starting balance and show net profit since the previous request. New as of the 2026-09-08 policy edit: after submitting a request you must stop trading until the payout is received, and Day 1 of the next cycle begins at the start of the following trading session, not the session in which the payout arrived |
| Fast Pass | 50K | $85/mo | — | $3,000 | 3 | EOD | 45% | $0 | $0 | 5 | $250 | 45% | every 5 profitable days ($150 or more each) since the prior payout; requests before 5:30pm CT processed within 24h (business days). New as of the 2026-09-08 policy edit: after submitting a request you must stop trading until the payout is received, and Day 1 of the next cycle begins at the start of the following trading session |
| Fast Pass | 100K | $149/mo | $149 | $6,000 | 3 | EOD | 45% | $0 | $0 | 5 | $250 | 45% | every 5 profitable days ($200 or more each) since the prior payout; requests before 5:30pm CT processed within 24h (business days). New as of the 2026-09-08 policy edit: after submitting a request you must stop trading until the payout is received, and Day 1 of the next cycle begins at the start of the following trading session |
| Fast Pass | 150K | $225/mo | $225 | $9,000 | 3 | EOD | 45% | $0 | $0 | 5 | $250 | 45% | every 5 profitable days ($250 or more each) since the prior payout; requests before 5:30pm CT processed within 24h (business days). New as of the 2026-09-08 policy edit: after submitting a request you must stop trading until the payout is received, and Day 1 of the next cycle begins at the start of the following trading session |
| Quick Pay EOD | 25K | $54/mo | $54 | $1,500 | 5 | EOD → intraday ⚠ | 30% | $0 | $0 | 1 | $250 | — | on demand from any positive balance; requests before 5:30pm CT processed within 24 hours on business days |
| Quick Pay EOD | 50K | $79/mo | $79 | $3,000 | 5 | EOD → intraday ⚠ | 30% | $0 | $0 | 1 | $250 | — | on demand from any positive balance; requests before 5:30pm CT processed within 24h (business days) |
| Quick Pay EOD | 100K | $129/mo | $129 | $6,000 | 5 | EOD → intraday ⚠ | 30% | $0 | $0 | 1 | $250 | — | on demand from any positive balance; requests before 5:30pm CT processed within 24h (business days) |
| Quick Pay EOD | 150K | $180/mo | $180 | $9,000 | 5 | EOD → intraday ⚠ | 30% | $0 | $0 | 1 | $250 | — | on demand from any positive balance; requests before 5:30pm CT processed within 24h (business days) |
| Quick Pay Intraday | 25K | $45/mo | $45 | $1,500 | 5 | intraday | 30% | $0 | $0 | 1 | $250 | — | on demand from any positive balance; requests before 5:30pm CT processed within 24 hours on business days |
| Quick Pay Intraday | 50K | $59/mo | $59 | $3,000 | 5 | intraday | 30% | $0 | $0 | 1 | $250 | — | on demand from any positive balance; requests before 5:30pm CT processed within 24h (business days) |
| Quick Pay Intraday | 100K | $108/mo | $108 | $6,000 | 5 | intraday | 30% | $0 | $0 | 1 | $250 | — | on demand from any positive balance; requests before 5:30pm CT processed within 24h (business days) |
| Quick Pay Intraday | 150K | $162/mo | $162 | $9,000 | 5 | intraday | 30% | $0 | $0 | 1 | $250 | — | on demand from any positive balance; requests before 5:30pm CT processed within 24h (business days) |
Fast Pass: what changes when you pass
Drawdown stays EOD: 'All Fast Pass Funded Sim accounts are set up with End of Day (EOD) Drawdowns'. The 45% consistency rule does NOT drop away, because every 25K account is by definition opened after 2026-07-26, so the consistency objective continues into the funded stage measured on gross profits (current profits plus payouts). The position limit TIGHTENS from 2 contracts (20 micros) in the evaluation to 1 contract (10 micros) in Funded Sim, then scales up by 1 contract per $2,000 of profit at end of day to a hard ceiling of 2 minis. Payouts are gated on 5 profitable days of $100 or more each, capped at 50% of balance and $750 per request. There is no $10,000 live-review threshold on Fast Pass; the account moves to Funded Live on the 5th payout request, or earlier at TradeDay's discretion if the trader is demonstrating consistency. On transition the Funded Sim account is closed and a new Funded Live account opens at a $0 balance with the same EOD drawdown and the same 1 contract starting limit.
After payout: On the first payout request, if the Trailing Maximum Drawdown (TMD) has not yet reached the starting account balance, it will automatically move up to the starting account balance and remain fixed there moving forward
A day counts toward payout eligibility at $100+ profit.
Quick Pay EOD: what changes when you pass
THE TRAP: the drawdown SWITCHES from EOD in the evaluation to intraday trailing in the Funded Sim. TradeDay's own wording is 'All Quick Pay Funded Sim accounts will have an intraday drawdown, regardless of the drawdown had on the evaluation', and the homepage card itself labels this program 'End of Day (Intraday Funded Drawdown)'. The 30% consistency rule drops away and the subscription is cancelled. Split is 50/50 while current profit is under $4,000 and 80/20 above. The account pauses at $10,000 gross profit for live review and the excess is forfeited. Position limit stays 2 contracts (20 micros).
After payout: The Trailing Maximum Drawdown for all Funded Sim Quick Pay accounts is calculated intraday and is based on gross profits; when a user requests a payout the TMD is calculated off gross profits, not net profits, so the TMD will continue to trail even if users take payouts
Quick Pay Intraday: what changes when you pass
The 30% consistency rule drops away and the monthly subscription is cancelled on funding. Drawdown stays intraday trailing and keeps trailing on gross profits (current profits plus payouts) even after payouts, so it never locks. Split is 50/50 while current profit is under $4,000 and 80/20 above, and a payout that crosses the $4,000 line is split proportionally. The account auto-pauses at $10,000 gross profit for Funded Live review at the 4:30pm CT End of Day run, and profit above $10,000 is forfeited. Position limit stays 2 contracts (20 micros) in both phases.
After payout: The Trailing Maximum Drawdown for all Funded Sim Quick Pay accounts is calculated intraday and is based on gross profits; when a user requests a payout the TMD is calculated off gross profits, not net profits, so the TMD will continue to trail even if users take payouts
The rules that matter
- Eval cost
- 25K Quick Pay Intraday $45/mo with code TDNEW ($100 list); range $45 to $225/mo across four sizes and three programs
- Activation fee
- $0 (eliminated in the 2.0 relaunch)
- Account sizes
- 25K, 50K, 100K, 150K
- Max accounts
- 10
- Drawdown
- mixed
- Consistency rule
- Eval: 30% (Quick Pay) / 45% (Fast Pass). Funded: none on Quick Pay; Fast Pass Funded Sim accounts opened on or after 2026-07-26 keep a 45% consistency objective measured on gross profits (current profits + payouts).
- Profit split
- Quick Pay: 50/50 while current profit is under $4K → 80/20 above → 90/10 live; Fast Pass: 80/20 sim → 90/10 live
- Payouts
- Quick Pay: payout from any positive balance after one funded trading day, min $250, no per-request cap, requests before 5:30pm CT processed within 24h. Fast Pass: 5 profitable days per payout ($100/$150/$200/$250 min per day at 25K/50K/100K/150K), capped at 50% of balance, max $750/$1,500/$1,875/$2,250 per request on accounts opened on or after 2026-07-26 (the 100K cap was raised from $1,850 to $1,875 in the 2026-09-08 policy edit, resolving a long-running conflict with the pricing card) (accounts opened before that date keep the older $2,000/$2,500/$3,000 caps; there is no legacy 25K tier because the 25K size launched after that date). The $10,000 gross-profit live review applies to Quick Pay only, where profit above $10K is forfeited; TradeDay states there is no threshold for Fast Pass Funded Sim accounts, which instead move to Funded Live on the 5th payout request. The transfer to a Funded Live account may take up to 10 business days, and the Quick Pay payout policy governs profits through that transition (rule added 2026-08-31).
- Platforms
- Tradovate, NinjaTrader, TradingView, Jigsaw, Quantower
- Data feed
- Tradovate core + Rithmic data
- Typical discount
- Code TDNEW, badged 55% off on every card, with no expiry published. Real depth is exactly 55% on most cards and between 54.6% and 55.03% on the rest. The entry point is a 25K Quick Pay Intraday at $45/mo, and there is no activation fee at any size.
TradeDay FAQ
Is TradeDay legit?
Trustpilot 4.6/5 (~1,400 reviews, 85% five-star); 6-year track record, $10M+ verified paid out, no payout-denial pattern; 1-star complaints center on suspensions and platform stability
What drawdown does TradeDay use?
TradeDay uses a mixed drawdown. Check the firm's current rules page for exact mechanics.
How do payouts work at TradeDay?
Quick Pay: payout from any positive balance after one funded trading day, min $250, no per-request cap, requests before 5:30pm CT processed within 24h. Fast Pass: 5 profitable days per payout ($100/$150/$200/$250 min per day at 25K/50K/100K/150K), capped at 50% of balance, max $750/$1,500/$1,875/$2,250 per request on accounts opened on or after 2026-07-26 (the 100K cap was raised from $1,850 to $1,875 in the 2026-09-08 policy edit, resolving a long-running conflict with the pricing card) (accounts opened before that date keep the older $2,000/$2,500/$3,000 caps; there is no legacy 25K tier because the 25K size launched after that date). The $10,000 gross-profit live review applies to Quick Pay only, where profit above $10K is forfeited; TradeDay states there is no threshold for Fast Pass Funded Sim accounts, which instead move to Funded Live on the 5th payout request. The transfer to a Funded Live account may take up to 10 business days, and the Quick Pay payout policy governs profits through that transition (rule added 2026-08-31).
Is there a TradeDay discount code?
Discounts of 30–90% are evergreen across the industry. Code TDNEW, badged 55% off on every card, with no expiry published. Real depth is exactly 55% on most cards and between 54.6% and 55.03% on the rest. The entry point is a 25K Quick Pay Intraday at $45/mo, and there is no activation fee at any size. Never pay list price.